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Why the Fetch Card is the Best Credit Card for Groceries

By David

August 1, 2025

What’s the best credit card for groceries in your wallet? If you can’t think of a good answer, you’re not alone. Most grocery store credit cards don’t deliver rewards on the same level as your other rewards cards. Most grocery store credit cards aren’t the Fetch Card. Apply for the Fetch Card today to be first in-line for the rewards credit card paired to America’s Rewards App.

The Fetch Card isn’t just another cash back card for groceries, it’s built specifically to maximize your grocery runs. When paired with the Fetch app, every swipe of your Fetch Card will earn you points toward your next reward. Whether you’re shopping solo or filling up the fridge and pantry for the whole family, the perks and points of the Fetch Card will make it the best credit card for groceries in your wallet.

Fetch Card turns groceries into gift cards faster than ever - Apply now

Why groceries deserve a rewards strategy

Most drivers have a credit card to save on gas, and one that gives extra benefits for travel, but when it comes to groceries, you’re left hoping a retailer you like ends up in your card’s 5% category for the quarter. Grocery rewards shouldn’t be an afterthought for your credit card: 

  • With households spending $5,000-$7,000+ on groceries each year, you need to have a credit card for groceries that rewards you like your gas and travel cards do.
  • A high-volume category like groceries is a high potential for cash back.
  • Receipt-based bonus points should be front of mind for your grocery rewards card, but most cards miss out on them.

Use the Fetch Card with the Fetch app to double dip on rewards and ensure you max out your points. 

What sets the Fetch Card apart?

By partnering with American Express, the Fetch Card gives you the benefits of the rewards app you already know and love with every swipe. These are just some of the features that make the Fetch Card one of the best cash back cards for groceries:

  • Earn 10 points per dollar for grocery purchases.
  • Earn 5 points per dollar for other purchases.
  • No annual fee.
  • Free Spin & Win on every transaction (up to 1,200 bonus points!).
  • Hit key checkpoints to earn bonus points and keep your earning going.
  • Earn extra points in high-value categories.
  • Snap receipts to earn even more on top of your card points.

How to stack grocery rewards with Fetch

Stacking grocery rewards with Fetch Card is easy, too: just keep doing what you’ve been doing to max out your Fetch Points. 

A real grocery rewards credit card, not just fine print

How many airline miles do you have piling up? What about points across your other credit cards? The truth is that many of these cards rely on you simply forgetting you’ve earned rewards until they expire. The Fetch Card is poised to be the best credit card for buying groceries because it earns you real points toward the Fetch rewards you’re already taking advantage of. 

With the Fetch Card, you’ll be able to redeem your Fetch Points for gift cards you can use this month and save money now. More points means faster rewards, and that means less stress on your budget. So, start getting rewarded for the groceries you’re already buying!

Get a Fetch Card in your wallet today!

The application process is easy. Apply for your Fetch Card today, then check the app for the latest personalized offers and brand deals to start building your point balance.

Topics: Food and Drink, offers, rewards


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David

David Fairbanks is a writer, science educator and Chicagoan fueled by coffee. He's written about everything from Ferraris to handcrafted pet urns to Superman, and he genuinely loves loyalty/rewards programs.